Car Affordability Calculator
Turns a monthly payment budget into the car price it actually supports, after sales tax, fees, your deposit and any negative equity rolled in from a trade-in.
Turns a monthly payment budget into the car price it actually supports, after sales tax, fees, your deposit and any negative equity rolled in from a trade-in.
Compares the two payoff methods on your actual debts, showing what each costs in interest and how long each takes, so the choice is made on numbers rather than opinion.
Compares what an electric and a petrol car cost to fuel over a year at your own prices and mileage, and works out how long a higher purchase price takes to repay.
Shows how much interest you never pay and how many years you cut off the term by adding a fixed amount to your mortgage payment each month.
Compares the true cost of renting and owning over the years you actually plan to stay, counting only money that leaves and does not come back.
Works out what you need to set aside each month to reach a target by a chosen date, and splits how much of the goal comes from you and how much from growth.
Shows how long a card balance takes to clear at a fixed monthly payment, what the interest costs, and when a payment is too small to ever pay it off.
Works out the maximum price a lender would approve from your income, debts and deposit — and shows which of the two ratios is actually holding you back.
Shows what a starting amount plus regular contributions becomes over time, and separates how much you put in from how much the growth added.
Splits your take-home pay into needs, wants and savings, then compares it against what you actually spend so you can see which column is out of line.
Works out the real monthly payment including tax, fees and trade-in — and shows what happens when you still owe money on the car you are trading in.
Work out the full monthly payment — principal, interest, taxes, insurance, HOA and PMI — not just the loan portion, which is the figure most calculators stop at.