Owing more than the car is worth is normal early in a long loan and dangerous when you trade in. Why depreciation outruns repayment, what rolling it over really costs, and the ways out that actually work.
A service contract is an insurance product sold at a high margin. How to price one honestly, and the exclusions that decide whether it ever pays.
The monthly payment is the least informative number on the page. The four figures that decide what the loan costs, and the trick the payment hides.
Leasing looks cheaper monthly and usually is not cheaper overall. What each option actually buys, and the two situations where leasing genuinely wins.
The biggest cost of a new car is not the price, it is the first few years of depreciation. What that means, and when buying new is still the right call.
Mileage matters less than people think and paperwork matters more. The factors that move the number, in the order they actually move it.
The rule of thumb about repair cost versus car value is too crude. A better test, and the three repairs that usually do end a car.
The argument is usually fought on emissions and misses the deciding factor. Where you park at night matters more than range, price or anything on the spec sheet.
An under-inflated tyre burns more fuel, wears out faster and raises the risk of a blowout. Where to find the right number — and why it is not the one printed on the tyre.